About Your Consultant
Kelly Hubert is a credit consultant and founder of Dare to Dream Credit — a company built on the belief that everyone deserves a fair shot at financial freedom.
With a passion for education and a commitment to transparency, Kelly works with individuals who are ready to take control of their credit, dispute inaccuracies on their reports, and build a stronger financial future — one step at a time.
Whether you are starting from scratch, recovering from setbacks, or simply tired of being held back by a number, Dare to Dream Credit meets you exactly where you are.
Our Mission
At Dare to Dream, our mission is to empower individuals to take control of their financial future through honest education, personalized guidance, and unwavering support. We believe that a strong credit profile is not a privilege — it is a right — and we are committed to helping every client build the knowledge, confidence, and tools they need to turn their financial dreams into reality.
The People Behind Your Credit Journey
Dare to Dream Credit is backed by a powerhouse team with over 30 years of combined experience in financial consulting, client success, and business operations. We are not just colleagues — we are a dedicated collective of professionals who believe every client deserves personalized support, clear guidance, and a team genuinely invested in their outcome. When you work with us, you get more than a consultant. You get a full team in your corner.
Ruth Hubert
Finance Coach & Consultant
Ruth is the heart of Dare to Dream Credit. With a passion for financial education and a commitment to transparency, she guides clients through credit repair, dispute resolution, and long-term credit building strategies — meeting every client exactly where they are.
DAI
AI Office Assistant
The backbone of our day-to-day operations. Mia keeps everything running smoothly behind the scenes — managing schedules, communications, and client documentation so nothing ever falls through the cracks.
